Financial Planning
Articles and Insights
Perspectives on Retirement, Taxes, Investing, and the Financial Decisions That Connect Them
THE QBI DEDUCTION IS PERMANENT: WHAT PRACTICE OWNERS NEED TO KNOW
If you own your practice or are a partner in one, January 1st, 2026 brought you some genuinely good news that might have gotten lost in all the other tax headlines. The Qualified...
High Earners Alert: New Itemized Deduction Limits Could Cost You Thousands
High-income physicians and healthcare professionals should understand the new 2026 tax changes affecting itemized deductions. Changes that took effect on January 1st, 2026...
403(b) or 457(b)? Why Most Hospital Employees Don’t Know They’re Leaving $23,500 on the Table
Here's a conversation I have at least once a week with healthcare professionals who work for hospital systems: "I'm maxing out my 403(b). I'm doing everything I'm supposed to do...
Healthcare Professional Financial Planning Framework
As a financial advisor for doctors in Toledo, I've watched countless physicians struggle with their financial wellbeing. If you're a healthcare professional in Northwest Ohio...
2026 Charitable Donation Tax Changes
The "One Big Beautiful Bill Act" (OBBBA), signed into law on July 4, 2025, introduces the most significant changes to charitable giving tax incentives in decades, taking effect...
Understanding the One Big Beautiful Bill Act: What It Means for Your Finances
On July 4th, 2025, President Trump signed into law the "One Big Beautiful Bill Act" – a comprehensive tax and spending package that will impact many aspects of your financial...
Reset & Avoid Burnout… Can Anyone Say Vacation?!
Burnout often sneaks up slowly—like a frog in gradually heating water, oblivious until it's too late. We adapt to small stress increases until, one day, we’re “cooked.” The...
What Are The Retirement Planning Mistakes To Avoid As A Physician?
Physicians dedicate their lives to helping others, often at the cost of their own time, energy, and—ironically—their long-term financial planning. While high income potential...
Mid-Year Tax Planning: A Strategic Imperative for Healthcare Professionals
Are you a healthcare professional earning over $250,000 annually? As we reach the midpoint of the year, it's an opportune time to assess your financial strategies. Mid-year tax...