Financial Planning
Articles and Insights
Perspectives on Retirement, Taxes, Investing, and the Financial Decisions That Connect Them
When Does a Roth Conversion Actually Make Sense?
Case #008 • Roth Conversion Decisions Why This Matters A lower-income year can make a Roth conversion look especially attractive. The current tax rate is visible, and the...
What Belongs on Your Financial Dashboard?
Case #007 • Organizing Financial Complexity Why This Matters It’s easy to assume that better financial organization means tracking more: a net worth statement, a benefits portal,...
The Investment That Looked Too Good
Case #006 • Evaluating Investment Opportunities Why This Matters A respected colleague mentions an investment opportunity. Access is limited. People you know and trust are...
How Your Financial Advisor Gets Paid Matters More Than You Think
Financial advisors can be compensated in very different ways. Learn how commission, fee-based, and fee-only models work, why incentives matter, and what questions to ask.
The Tax Bill Isn’t the Problem
Case #005 • Tax Planning Decisions Why This Matters for Physician Tax Planning Effective physician tax planning often begins with the same question: how can I pay less in taxes?...
Your Biggest Asset Doesn’t Appear on Your Balance Sheet
Case #004 • Earning Power and Financial Independence Why This Matters Imagine reviewing your net worth statement. Retirement accounts, a brokerage account, some home equity,...
Before You Say Yes: Evaluating a Physician Employment Agreement
Case #003 • Career Decisions for Physicians Why This Matters Accepting a physician employment agreement can feel surprisingly simple. The salary exceeds expectations. The signing...
Fee-Only Isn’t the Question That Matters Most
Case #002 • Choosing Financial Advice Why This Matters Anyone researching financial advisor compensation eventually runs into the same question: is this person fee-only? It's a...
403(b) + 457(b): Can You Contribute to Both?
Case #001 • Retirement Plan Decisions for Physicians Why This Matters Most hospital-employed physicians know they have a 403(b). Far fewer realize there may be another account...