our fees
What It Costs to Work With Us
Choosing a financial advisor means understanding both the services you’ll receive and what you’ll pay for them. Ruiz Financial Group is an independent, fee-only fiduciary firm, compensated only by our clients.
Wealth Management combines personalized investment management with ongoing financial planning, both covered by your asset-based fee. If you prefer a one-time financial plan without an ongoing commitment, SMART Planning™ is available on its own. Our fees are outlined below so you can evaluate them before deciding whether we’re the right fit.
wealth management
Comprehensive Financial Planning and Investment Management
Your annual advisory fee is based on the assets we manage and includes ongoing financial planning within your agreed scope.
A one-time $1,500 onboarding fee applies to Wealth Management relationships beginning with less than $500,000 in managed assets.
For complete information about our fees and related expenses,
please review our
Form ADV Part 2A.
Your advisory agreement outlines the specific fees and terms
applicable to your relationship.
SMART Planning™
One-Time Financial Planning
SMART Planning™ provides personalized, comprehensive financial planning without requiring you to transfer your investments or make an ongoing commitment.
PLANNING FEE
Starting at $3,000
Your fee is based on the complexity of your situation and the scope we agree on. We'll confirm it in writing before work begins.
additional services
Services Beyond Your Agreed Scope
Occasionally, a request may involve specialized planning or consulting beyond your existing agreement. If additional charges apply, we’ll discuss the work involved and agree on the scope and cost in writing before beginning.
Not Sure Which Option Fits You?
Schedule a complimentary introductory meeting. We’ll learn about your financial situation, answer your questions about our services and fees, and help you determine whether working together makes sense.